“The financial scandals of recent times - In particular, the Cum Ex or Wirecard scandals ? reveal that there are deficiencies of accountability in the financial economy and its supervision by policy-makers and the rule of law,” writes Bishop Heinrich Bedford-Strohm, of the Evangelische Kirche in Deutschland (EKD - Protestant Church in Germany), in his foreword to the EKD Text “Towards a Sustainable and Just Financial system” published last year in German. </span>