In the United States and Canada, redlining is the process of denying services to residents of specific neighborhoods or communities, usually neighborhoods with non- White people, either directly or by raising prices. ^{[2] [3]} It is often seen as a modern day version of segregation .

The best known examples of redlining have involved denial of financial services such as banking or insurance . ^[4] In the United States in the middle of the twentieth century , banks considered it risky to give mortgages to people in neighborhoods where most people were in ethnic minority groups , so they made them pay more money or refused to give them mortgages at all. As a result, ethnic minorities accumulated less wealth than White people. Redlining has also occurred in when other services such as health care (see also Race and health ) or even supermarkets ^[5] have been denied to residents.

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